Know when a customer's risk changes, not a year later.
Keep the original application, checks, changes and reviews in one ongoing record.
Change detected
The customer record moved
Re-check
Against the existing record
Re-score
Your policy, applied again
No action
The record stays as it is
Review
A person sees the evidence
Monitor · Perpetual KYB capabilities
No change, no review
A reviewer sees a customer when the risk picture has changed.
One ongoing record
The application, checks, changes and reviews stay together.
Your policy, applied again
Later reviews use the rules you have already set.
Ask only for what changed
When more information is needed, the request is short and familiar.
Keep each record up to date between reviews
A periodic review checks customers because a date arrived. Wiseflow keeps the application, checks and later reviews together, and opens a review when the risk picture has changed.
- Perpetual KYB
- One record
- No change, no review
- Your policy
Customer lifecycle record
Application, checks and reviews together
- Application approved
- Evidence retained
- Customer record updated
- Review history recorded
Ask only for what changed
When the record needs something more, the customer gets a short, pre-filled request in the journey they already know.
- Short request
- Pre-filled
- Known journey
- Nothing else re-collected
Example product screen with a fictional business.
Northwind Trading Ltd
One thing to confirm
- Already on the record
- Registered name
- Please confirm
- Registered address
Nothing else to collect
One record for life
The original application, the checks already run and every later review stay in one audit history.
- Original application
- Checks
- Later reviews
- Audit history
Audit history
One record for the life of the customer
- 01Original applicationKept
- 02Checks already runOn the file
- 03Later reviewAdded to the same record
Monitor at a glance
Record
- Original application
- Checks already run
- Later reviews
Review
- No change, no review
- Risk picture changed
- Evidence attached
Follow-up
- Short request
- Known journey
- Only what is missing
Policy
- Your rules
- Applied again
- People keep exceptions